Why Did I Receive a Postcard in the mail?

We regularly analyze homeowners in your area and identify those most likely to benefit from refinancing. If you received this card, it’s because:

Your current mortgage rate may be higher than what’s available today
Your home may have appreciated, potentially allowing you to eliminate PMI
You could qualify for a lower monthly payment
You may benefit from shortening your loan term to build equity faster
You may qualify for escrow waivers that improve your cash flow

Simply put — we wouldn’t have mailed you unless we believed you could save thousands over the life of your loan.

What Makes Saffron Premier Unique?

Waived Lender Fees - We do not charge origination, underwriting, or processing fees.
Low Closing Costs: You may be eligible to have closing costs covered by lender credits.
Fast Approvals: With our Accelerated Closing Program, many refinance clients get clear-to-close in as little as 9 business days.
5-Star Rated Service: Our clients consistently rate us a perfect 5 stars.
Customized Loan Terms: Options like our exclusive 27-Year Equity Accelerator Mortgage let you refinance without restarting a full 30-year clock.

How to Take Advantage of Your Offer

Check Your Eligibility Online - Our application takes just 15 minutes to complete. We pre-qualify using a soft credit inquiry. This does not impact your credit score.
Get Your Custom Refinance Quote - A loan officer will contact you within 1 business day to go over your needs in detail and prepare an official loan estimate at no cost to you.
Lock In Your New Terms - Once you’re ready, we’ll lock your rate and collect documents to move you toward a fast approval. Most of our clients complete the entire process electronically.
Schedule closing - Once you receive final approval, we will work with you to schedule a virtual closing. You can complete the process from home, on your schedule, and even on weekends!

Programs You May Qualify For

Low-Cost Refinance – Reduce your rate or payment without paying upfront fees
Equity Accelerator – Lower your payment but don’t reset to a full 30 years
Escrow Waiver – Eliminate monthly escrow requirements and improve cash flow
Cash-Out Refinance – Access equity to pay down debt, invest, or renovate your home
Cash Back - Get up to $2,000 back at closing and still qualify for "rate & term" pricing

Client Success Stories

"We refinanced with Saffron Premier after getting their postcard. They cut our rate by 0.75% and saved us $350 a month. We paid nothing out of pocket and closed in 11 days!"
— ★★★★★ Dana & Mike H.
"I had refinanced only two years ago, but their 27-year mortgage option lowered my payment and kept me on track. The process was smooth and transparent."
— ★★★★★ Robert K.
"We saw their postcard in the mail and thought, why not check? They ended up beating our bank by half a percent and saved us over $400 a month. The process was so smooth we closed in under two weeks!"
— ★★★★★ Emily & Carlos R.
"I almost threw the postcard away, but I’m glad I didn’t. They matched a competitor’s offer and gave me a $1,000 lender credit on top."
— ★★★★★ Jonathan P.

Frequently Asked Questions

Q: Will checking my eligibility hurt my credit?
A: No. We use a soft pull, so your score is not impacted.
Q: Do I have to pay anything upfront?
A: In most cases, no. We specialize in low-cost refinance options.
Q: How are you able to offer better pricing than other lenders?
A: We use automation to handle the vast majority of loan qualification tasks in-house, and pass on the savings to you.
Q: What if I just refinanced or purchased recently?
A: Even if you closed recently, you may still benefit from rate reductions, escrow waivers, or custom loan terms like our 27-year mortgage.

Universal Credit Disclaimer for All Offers

Information is presented for informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Reduction in payments may reflect longer loan terms and your total finance charges may be higher over the life of the loan. The actual amount of savings may vary. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, property appraisal and other factors. Certain limitations apply, call for details. See Company Website for additional information www.saffronpremier.com. Saffron Premier Mortgage LLC is not affiliated with an agency of the federal government, HUD or FHA. This information was not received from your current lender.