At Saffron Premier Mortgage, we understand that homeowners don’t just want a roof over their heads—they want financial freedom. That’s why we’ve introduced our Equity Accelerator Program, a smarter alternative to the traditional 30-year mortgage.
🚀 What Is the Equity Accelerator Program?
The Equity Accelerator allows homebuyers to finance their property with a 27-year mortgage instead of the standard 30-year term.
This subtle shift has a significant impact:
Term | Monthly Payment | Total Interest Paid | Time to Pay Off |
---|---|---|---|
30-Year | $5,322.42 | $1,116,071 | 30 years |
27-Year | $5,502.52 | $982,816 | 27 years |
That’s a savings of over $133,000 in interest — just for choosing a term that's 3 years shorter!
And here's the kicker: the monthly payment difference is less than $200. That’s a small change with a massive long-term benefit.
The Equity Accelerator Program is ideal for clients who:
Want to see how this program fits your goals? Our loan officers can show you custom scenarios based on your exact purchase price, interest rate, and budget.