💥 Challenge the Competition. Win with Confidence.

Introducing the Conquest Program (Exclusively for Passport Unlimited Clients)

At Saffron Premier Mortgage, we believe you should never settle for less. If your current lender claims they are giving you the most competitive pricing the market has to offer, make them prove it!

That’s why we created the Conquest Program: a unique opportunity for clients to bring us alocked Loan Estimate from any competitor, and we’ll will work hard to improve upon it.

🔁 How It Works

1. Complete a full loan application with Saffron Premier Mortgage (includes credit, income, and asset information, and submission of required documents).
2. Upload a Locked Loan Estimate from another lender.
3. Our expert team will review your file and provide our most competitive offer, which may include one or more of the following:
• Up to $1,000 in additional lender credit
• A lower interest rate
• Reduced fees or closing costs
• A faster closing timeline
• A more customized loan product that better fits your needs
4. If eligible, you will receive your competing offer from Saffron Premier mortgage within 48 hours.
5. If you receive a competing offer from Saffron Premier Mortgage, a loan officer will contact you to discuss the terms and competitive advantages of our offer, and you will have the opportunity to ask questions, discuss options, and make changes as needed.
6. If you decide to proceed with our offer your will receive an initial disclosure package containing a locked loan estimate. You will have 24 hours to review the documents, electronically sign them, and submit payment for your appraisal (if required).
7. Failure to complete these steps may result in the Conquest offer being withdrawn or cancelled.

⚠️ Please note: While we will make every effort to give you our most competitive offer, due to compliance regulations, we cannot guarantee that we can beat your current offer. However, you can click the "Reviews" tab at the top of this page to see testimonials from our past clients that chose to finance with our company. Saffron Premier Mortgage retains full discretion in evaluating each submission and determining whether it is eligible for our Conquest offer. 

✅ Why Submit Your Loan Estimate?

• Saffron Premier does not charge any upfront fees to apply
• Soft credit inquiry options are available — applying won’t affect your credit score
• No obligation if you choose not to proceed
• Potential for better pricing, faster service, or more tailored options
• We will never under any circumstances contact your current lender regarding your application

👉 In other words: you have nothing to lose and thousands to potentially gain.

📝 Fair and Transparent Requirements

To ensure a level playing field and provide accurate feedback:

• You must submit a complete loan application with Saffron Premier Mortgage - Incomplete applications will NOT be considered.

• You must submit an official Loan Estimate - this is a 3 page government mandated compliance document. Your current lender is required by law to provide this document to you. - This is not a "Fee Worksheet"

• The Loan Estimate document cannot be redacted, edited, or partially complete. It must show the at a minimum, the following information: Your name, property address, purchase price, loan amount, loan product & term, interest rate, estimate issue date, lock status, lock expiration date, lender's name, loan officer's name, NMLS number. 

• The competitor's Loan Estimate must be locked and current.

• Saffron Premier at its sole discretion can determine whether a competing loan estimate is eligible for the Conquest Offer.

🚀 Let Us Compete for Your Business

Don’t settle for the first offer. Let us show you what we can do.

Smarter service. Real savings.