Saffron Premier Mortgage has partnered with Aven to offer the Aven HELOC Card. Use the equity you’ve already built, keep the mortgage you have, and earn 2% cash back on purchases.*
Checking your offer takes minutes online and won’t affect your credit score.†
A lot of homeowners have built up real equity, and assume the only way to reach it is to refinance a mortgage they’re happy with — a long process and a lot of paperwork. A traditional home equity line gives you access to that equity and nothing else: no card, no rewards, just another account to manage.
That’s why Saffron Premier Mortgage partnered with Aven. The Aven HELOC Card is a home equity line of credit that works like a Visa card. Your mortgage stays put, your equity is in your wallet when you need it, and everyday purchases earn 2% cash back.*
Pay for cabinets, a repair, or the caterer right at checkout. Your home equity, as easy to use as the card in your wallet.
Most home equity lines give you access to your equity and nothing else. This one pays you back on what you buy.*
A home equity line of credit leaves your current mortgage right where it is. No refinance required.
Answer a few quick questions online and see what you may qualify for. No stack of paperwork to start.
Checking your offer won’t affect your credit score, so you can see where you stand before you decide anything.†
Once you’re approved, it’s right there in your wallet — for the planned project or the bill nobody saw coming.
Juggling credit cards and a personal loan? Use the equity you’ve built to consolidate them into one line. One balance. One monthly payment.
Debt consolidation options →The kitchen, the bathroom, the backyard. Pay for materials and appliances at checkout instead of draining savings or pushing it to next year.
Home improvement options →A failed water heater, a roof repair, a surprise medical bill. Have your equity ready before life happens, not after.
A wedding, a first semester of college, a milestone trip. Big moments come with big price tags — they shouldn’t go on a high-interest card.
New windows, a better HVAC system, solar, a fresh exterior. Reinvest your equity in upgrades that make your home more comfortable and more appealing.
You’ll go to Aven’s secure application.
It takes minutes, it’s all online, and checking your offer won’t affect your credit score.†
Review your offer and decide. Once you’re approved, your card is ready when you need it.
A home equity line of credit, or HELOC, is a revolving line of credit secured by the equity in your home — the difference between what your home is worth and what you still owe on your mortgage. Instead of one lump sum, you’re approved for a credit limit and draw against it as you need to, generally sitting behind your existing first mortgage so that loan stays exactly as it is.
If you know the exact amount you need up front and want a fixed payment from day one, a Home Equity Loan (HELOAN) may fit better. If you want to replace your first mortgage entirely, look at a Cash-Out Refinance. Call us at (833) 985-2333 and we’ll walk through which one fits your goal.
We believe an informed borrower makes a better decision. These are independent, high-trust sources — not Saffron Premier Mortgage marketing — where you can read more or independently verify our license.
Checking your offer takes minutes and won’t affect your credit score.†
Apply Now* 2% cash back on purchases made with the Aven HELOC Card, subject to Aven’s cash back program terms.
† Checking your offer uses a soft credit inquiry, which does not affect your credit score. If you accept an offer and continue, a hard credit inquiry will be made, which may affect your credit score.
Your home secures this line of credit. The Aven HELOC Card is a home equity line of credit. If you do not repay it as agreed, you could lose your home. Property insurance on the home is typically required.
Saffron Premier Mortgage LLC (NMLS #2620589) is the mortgage broker that originates your line; it is not the lender. The line of credit is made by Aven’s lending partner, which makes every credit decision and sets the credit limit, rates, fees and account terms. Saffron Premier Mortgage is compensated by the lender, not by you. Before you open an account, the lender will provide the disclosures required by federal law, including rate, fee and payment terms; review them carefully. Not all applicants will qualify. Availability and terms vary by state and are subject to the lender’s eligibility requirements.
Consult a tax advisor about whether interest on a home equity line of credit is deductible for you. Clicking Apply Now takes you to an application hosted by Aven, a third party; Aven’s terms and privacy policy apply there. Visa is a registered trademark of Visa International Service Association. Aven is a trademark of its owner.